General Markets This year has been characterised with positive outcomes for the equity markets. Inflation has largely reduced to near target levels and companies demonstrated resilient growth and improving corporate profits.** That said, this year hasn’t been without its pockets of volatility and spooked markets. These positive...

The Nightmare Budget – A Little Overstated So after months of speculation the much anticipated and dreaded first budget of the new Labour government has been delivered. There is much to discuss, but our initial thoughts: The pain was overstated, it could have been much worse There is little...

Consumer Duty - One Year On Consumer Duty – prioritising your needs and providing the best outcomes for you. 31st July 2024 marked one year since the Financial Conduct Authority introduced the Consumer Duty regulations – a set of rules for financial firms to ensure they...

Signs of Sunshine in the spring Introduction  No news is good news was the mantra of Q1, without a pandemic or a new war there was nothing to set a negative tone in the first three months of the year. Quite a contrast to the rest of...

2023 – A period of recovery or the lead up to a market downturn?  The graph below shows surprisingly robust equity performance in the back drop of a high inflation, high interest rate environment via the S&P 500 and the FTSE Developed Europe ex UK index....